Covering You Every Step Of The Way ™
Anthony Cline Insurance Agency
Serving Northern California Since 2005
Combined Coverage for Better Benefits.
Our agents have been serving Californians and business owners since 2005. We provide insurance for all of your personal and commercial needs from simple to complex. Our mission is to ensure you are covered correctly with confidence that you are protected. Our consultative approach to insurance helps us understand you and your insurance needs; we find a company and coverage to best fit those needs.
Personal Insurance
When you combine Home and Auto Insurance, not only do you save money, but you may also qualify for extras like single deductibles, emergency lockout coverage, accidental death benefits, and airbag replacement from accidental deployment.
Auto Insurance
Auto Insurance is protection for you, your vehicle, your passengers, and others you might be liable for. Our mission is to make you whole again, evaluate the correct coverage to protect your liability, and get you back on the road.
Homeowner’s Insurance
As a homeowner, your home is most likely your most valuable and essential asset, and many people are not adequately covered. The homeowner’s marketplace in California has undergone many challenges recently, and we have the markets and knowledge to protect you and your pocketbook.
Motorcycle, Boat, Rv, and all other Recreational Vehicles
It doesn’t matter if you love adventuring on the open road or riding new trails with your family and friends. We have specialized coverage to ensure you are covered under all situations. Our relationships with multiple carriers allow us to protect your love for your toys. From RV roof protection to fishing equipment, we can have you covered every step of the way.
Umbrella
Despite our best efforts to plan and prepare for the worst, our best may not be good enough. With an umbrella policy, you can better prepare for the most catastrophic moments. Ask us how we can add $1,000,000 or more liability coverage over ALL of your insurance policies.
Travel Insurance
Comprehensive travel insurance to protect you abroad or domestically. 100% of non-refundable trip costs due to cancellations. Some examples: hotel fare, concert ticket money, medical, dental and evacuation costs. (Including covid and other transmittable diseases)
Auto Insurance in Mexico
Auto Insurance in Mexico while traveling in your own vehicle. Some policies carry physical damage into Mexico up to 25 or 50 miles. That doesn’t include liability insurance which you’ll not want to be without if a loss occurs in Mexico!
Already insured? Compare your rates with our other carriers.
Commercial Insurance
When you own a business, regardless of whether you are a 1099 contractor or a large business owner, there are various coverages and not a one size fits all approach. We will take the guessing out of the equation and protect you and your employees.
General Liability
We have a full array of liability products to cover all of your business needs. We will get you covered without concern from General liability to cyber or even lost income if your business is down. Let us protect your business so you can worry less about insurance and focus more on work; after all, our job is to keep you in business, not just to cover you.
Workers’ Compensation
Worker’s compensation is to cover your most valuable assets, your employees. When accidents happen, let us ease their pain during their recovery with our top-rated carriers—bringing relief from medical billing and financial stress. While protecting your business from work comp audits with pay as you go plans, giving you more affordable solutions with low to zero initial payments.
Commercial Auto
A large array of carriers available for any situation. From long haul truckers needing specialized filings all the way down to taxi cab drivers, we will cover you every step of the way.
Management Liability
Although not always thought about, Management Liability is a crucial form of insurance designed to protect the inner workings of your business. These coverages include: Fiduciary, Directors & Officers, Network Security/Cyber, and Employment Practices Liability. We can go over exposures unique to your business to help lessen the impact should the unthinkable happen.
Business Liability
A wide variety of Liability products to cover all aspects of your business. General & Auto Liability are most common; however, do you need Pollution, Professional, or Excess Liability? Let us help you take the guess work out of what is necessary to protect your business and allow it to thrive.
Bonds
Also known as surety, bonds are often requested as a part of a license, 401k, or project requirement. From a $5,000 Permit Bond to a multi-million dollar Performance and Payment Bond, we work with several carriers to make sure we can help fulfill your requirements.
Property
Property coverage is so much more than just insuring a building. From furniture to equipment, building materials to computers, property insurance is something that a business does not want to be without. Business income and extra expense are also coverages found under your property policy that help your business continue running after a loss occurs.
About Us
At Anthony Cline Insurance Agency, we have over 15 years serving our customers within the insurance industry. We treat our customers like family and want to protect them just the same.
Anthony Cline
Agent/President
The primary vision for this agency is to solve a severe problem in the insurance industry. We all want to save money, but too many companies and agents are satisfied with customers sacrificing coverage.
Sure, you can save 15% or pick your coverages, but does a professional get to sit down with you and help you not make a mistake on your choices?
We are here to counsel and help you decide what you need. We partner with multiple insurance carriers to ensure that you get the best coverages choices and the lowest prices.
Phone: (916) 384-0079
Office: 966 Oak Lane, Rio Linda, CA 95673
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FAQs
Does anyone really need renter’s insurance? +
- Most definitely. Renters insurance does so much more than gives you a discount on your auto insurance. This is the only way you’re going to replace your personal belongings in case of a loss. Unless you just want to pay out of pocket and start all over.
- Renter’s insurance also provides liability and medical coverage in case a visitor gets hurt in your home or on your property.
- If the worst happens and a catastrophic incident causes you to lose your home then renter’s insurance can help you rent a new place or give you a temporary solution while your old home is being fixed.
What do I do if I’m involved in an accident? +
- If you or someone else is involved in an accident please call 911. The number one concern is human life. Your car or home can wait.
- If there is no injury it’s always suggested to notify the authorities to make sure all the details and witnesses are documented.
- Exchange information with all parties.
- Call your insurance carrier’s claims number ASAP.
How do I get a good student discount? +
- Very simple. Any driver up to age 24 with a 3.0 grade average or better qualifies.
How do I replace all the stuff in my house if there’s a fire? +
- Are you very meticulous and have a list of all items owned with receipts? (This is far and above the best way.)
- Most people are not this meticulous. My preferred method is to take a video of all your belongings. Maybe make a video for each room detailing your posessions. Then upload this to the cloud. Digital copies can’t burn if they’re stored on the internet!